Which of the following is a required disclosure in at-need contracts?

The itemized costs of all services and merchandise is a required disclosure in at-need contracts because it ensures transparency and allows consumers to understand exactly what they are paying for. This regulation is designed to protect consumers by mandating clear documentation of all costs associated with the funeral services. An itemized list helps families make informed decisions during a time that is often filled with grief and confusion about costs, ensuring that there are no hidden fees or surprises.

The other options, while important, do not carry the same requirement under Missouri funeral law as the detailed itemization of costs does. Contact details of the funeral director, information on how to file complaints, and historical information about the funeral home may provide valuable insights and resources, but they are not mandated disclosures in the formal at-need contract.